IBBI & Income Tax Registered Valuer. Reports accepted by State Bank of India, Canara Bank, Punjab National Bank, UCO Bank, Repco Housing Finance, HUDCO, TIIC and more. Report ready in 2–3 working days.
Before sanctioning a home loan, loan against property, or mortgage, every bank in India is required to get an independent property valuation from an IBBI Registered Valuer. Harihar.S holds both IBBI and Income Tax registration — a dual credential that bank credit teams recognize as additional authority. The report cannot be replaced by a broker estimate or builder quote — it is a mandatory step in the process.
Whether you are buying a new flat in Anna Nagar, applying for a loan against your existing house in Adyar, or refinancing a property in Velachery or OMR, this report is required by your bank.
Buying a property or constructing a house? The bank's housing finance division will request a valuation report before approving your loan.
Pledging your existing property as collateral for a business or personal loan? The bank needs an independent valuation to determine your eligible loan amount.
Transferring your home loan to another bank or refinancing at a lower rate? The new lender will ask for a fresh valuation report.
Harihar.S is empanelled with leading banks and housing finance companies across Chennai. Reports carry both IBBI Registered Valuer and Income Tax Registered Valuer credentials — this dual registration is recognised by bank credit teams and adds significant authority to the report. Reports are prepared in the format required by each institution and are accepted on first submission.
Your bank may also provide you with a list of their approved/empanelled valuers. If you are unsure, call us — we will confirm acceptance for your specific bank before you proceed.
A full bank-format valuation report covering all aspects the credit team needs to assess. Prepared by an IBBI & Income Tax Registered Valuer — dual credentials recognised by bank credit teams for added report authority.
We cover properties across Chennai — including Adyar, Anna Nagar, Velachery, Porur, Mogappair, Ambattur, Tambaram, OMR, ECR, Kilpauk, T. Nagar, Mylapore, Nungambakkam, Perambur, and surrounding areas.
Share these documents via WhatsApp or email. We will review them, confirm what is needed, and arrange the site inspection. You do not need to visit our office.
Send your title documents and property details via WhatsApp (+91 89398 91329) or email (harihar@axium.co.in). Tell us your bank name so we prepare in the correct format.
Same-day responseWe schedule and carry out the site inspection within 1–2 days. Physical measurement, condition assessment, and comparable market data are collected.
Within 1–2 daysThe completed bank valuation report — in your bank's required format — is delivered directly to you (and to the bank if required) within 2–3 working days.
2–3 working daysBanks maintain a list of empanelled valuers, but they are also required to accept reports from any IBBI Registered Valuer. Harihar.S holds both IBBI and Income Tax registration — if your bank insists on a specific panel, call us and we will confirm acceptance before you proceed.
The valuation reflects market value based on comparable sales. If the report value differs from the sale price, your CA or bank relationship manager will guide you on the next steps. We provide an honest, independent assessment.
No. We coordinate directly with the property owner, tenant, or caretaker for access. You do not need to be physically present during the inspection.
Most banks accept a valuation report that is less than 6 months old. If your loan process takes longer, the bank may ask for a fresh report. We will advise you based on your bank's requirements.
Share your property details and bank name — report ready in 2–3 working days. WhatsApp or call directly.